REAL ESTATE LOANS
No matter what kind of home loan you need, or what kind of budget you're working with, we can help you find the best possible mortgage solution. We have a wide range of mortgage products including fixed rate, adjustable rate and specialty loans to meet your individual needs. Our flexible terms allow budget-friendly payments, and can be structured to fit your specific financial needs.
- First mortgages
- First Time Home Buyers Program (no mortgage insurance required)
- Home equity
- Land loans
- FHA, VA and Conventional
- Primary share account required
Mortgage Department Phone
Toll Free: (800) 239-5515, ext. 2037 or ext. 2042
Local: 256-340-2037 or 256-340-2042
SERVICING DISCLOSURE STATEMENT NOTICE TO FIRST LIEN MORTGAGE LOAN APPLICANTS: THE RIGHT TO COLLECT YOUR MORTGAGE LOAN PAYMENTS MAY BE TRANSFERRED.
You are applying for a mortgage loan covered by the Real Estate Settlement Procedures Act (RESPA) (12 U.S.C. 2601 et seq.). RESPA gives you certain rights under Federal law. This statement describes whether the servicing for this loan may be transferred to a different loan servicer. "Servicing" refers to collecting your principal, interest, and escrow payments, if any, as well as sending any monthly or annual statements, tracking account balances, and handling other aspects of your loan. You will be given advance notice before a transfer occurs.
SERVICING TRANSFER INFORMATION: We may as sign, sell, or transfer the servicing of your loan while the loan is outstanding.