A $25.00 minimum balance in
this account is required to become a member of Family
Security Credit Union. This account is the cornerstone of membership
and provides member voting rights. Dividends are paid on a monthly
basis and free life savings insurance is included for eligible
Our checking account features
no minimum balance, no monthly service charges, no per check
fees. Overdraft protection is available to prevent the return
of checks due to insufficient funds. Visa Check Cards are also
available with no monthly fee.
Give Me A Break Checking
This account is designed to help members with prior checking
account problems re-establish their checking account history. No
minimum balance is required. Members will be provided
a budgeting and financial management packet at account opening
along with a free consultation with our financial counselor. A
$10 per month service fee will be charged. Other standard
checking account fees will apply (NSF, Stop Payment, etc). Extended
holds will be placed on all check deposits (excluding Government
issued checks and recognizable payroll checks). Members
with a Give Me a Break Checking Account can apply for a free
checking account after 12 months in good standing (no NSF’s
or negative balances).
Senior Class Accounts
In addition to all the features
of our regular checking account, this account for members age
50 and older includes free checks, notary service, Travelers
Cheques, copy machine service, and invitations to special seminars
Our club account is a great
way to save money for that vacation you've been wanting to take
or to have cash for the holidays. Deposits can be made anytime
you choose and you can withdraw your money anytime you're ready
with no penalties.
Blissful Beginnings Accounts
This account is designed especially for the engaged couple
and provides a unique addition to Bridal Registries and allows
family and friends to contribute monetary gifts for the couple. Family
Security provides announcement cards for shower or bridal invitations.
Family Security will contribute a $50.00 gift to the Blissful
Beginnings account once a copy of a valid marriage license
Youth Savings Accounts
Youth savings accounts are available for
children and teens 18 years of age and younger. These accounts are designed to reward
them for learning to save for the future.
Daily Action Accounts
This account allows you to
earn higher rates of interest without tying up your money. A
minimum balance of $2,000 earns date-of-deposit to date-of-withdrawal
interest each month with no penalties. Up to six withdrawals or
transfers to another credit union account of yours or to a third
party by means of a preauthorized or automatic transfer or telephonic
agreement, order or instruction, or by check, draft, or debit card,
during any statement period.
Certificates of Deposit
Our certificate of deposit
account has a minimum balance of $1,000 and is offered for a
variety of terms to meet your needs. Interest is compounded monthly
on these high yielding accounts.
Both IRA share accounts and
certificates of deposit are available. Deposits are accepted
up to the maximum allowed by law each year.
Family Security is proud to offer a financial counseling program
that strives to help members regain control over financial
hardships. Members can also turn to Family Security Credit
Union for assistance with personal and family budgeting, setting
and achieving financial goals, learning to reduce debt, understanding
credit reports and balancing your checkbook. This service is
available to our members at no cost.
You trust Family Security Credit Union to provide you and your
family with quality products and services to meet your financial
needs. We've joined with a dedicated team of insurance professionals
to bring you the MEMBERS® Auto and Homeowners Insurance Program.
Look to Family Security Credit
Union for all your loan needs. We have loans available for automobiles,
recreational vehicles, farm equipment, educational expenses,
vacations, and almost anything else you can imagine. We also
offer a variety of both first and second mortgage products.
VISA Credit Cards
Our credit cards feature low
interest rates, no annual fees, and a 25-day grace period on
purchases. Our cards also feature 24/7 telephone support and online account access.
Visa Platinum - lowest interest rate card
Visa Platinum Plus Rewards - low rate, merchandise and travel rewards
Visa Signature Cash Rewards - low rate, 1% cash back on all purchases, Visa Signature Rewards
Student VISA Card
The Student Visa Card is designed to help the recent high
school graduate start building their credit. Each applicant
is counseled on the credit process and the importance of responsible
use. With credit limits up to $300.00.
Payroll deductions are available
from select employers and are easy to begin. This is a great
way to help you save both time and money. You can choose to have
your deduction posted to as many accounts as you wish.
Don’t wait in line to
deposit your pay check. Direct deposit is the safe, convenient
way to deposit your check on payday and is available from most
- Internet Access to Account Information
- FREE Internet Bill Pay
- Notary Public
- Medallion Stamp Signature Guarantee
- Traveler’s Cheques
- Money Orders
- Cashier’s Checks
- Wire Transfer Service
- VIGO International Remittance
- U.S. Savings Bond Redemption
- Safe Deposit Boxes (at some branch locations)