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Youth savings accounts are available for children and teens 18 years of age and younger. These accounts are designed to teach them to save for the future, and are available in two specific age groups. Each age group receives rewards specific to the account type.

Kirby Kangaroo® Club - 11 years and younger

Your child will receive a punch card when the account is open. For each deposit made, the child will receive one punch. When the card has reached ten punches, it can be redeemed for special gifts at the credit union.

Claim Your Youth™ Teens Financial Network - 12-18 years

The Claim Your Youth program helps teens manage their finances and provides them with a solid foundation for success. This program also offers teens the opportunity to learn the responsibilities of a checking account.

  • $25.00 minimum balance
  • Special prizes when account is opened
  • Quarterly newsletters with coupons for special rewards
  • Birthday milestone rewards for 13th, 15th and 16th birthdays.
  • Scholarship opportunity for high school seniors
  • Interactive website with educational financial information for teens

Claim Your Youth™ Scholarship Opportunity

Each year Family Security awards two $2500.00 scholarships based on the following criteria:

  • Student must have a Claim Your Youth Account to be qualified.
  • 750-word essay concerning the importance of establishing and maintaining good financial habits. Essay should include member's name, address and phone number.
  • Essay can be submitted by mail or e-mail (see contact information below)
  • Family Security must receive essays no later than March 31st of the year applying
  • Must be a graduating high school senior
  • A college acceptance letter or proof of a submitted college application is required
  • Winners will be notified in April.
  • Scholarship checks can be made payable to the college of choice or to the Claim Your Youth member (Should the check be made payable to the Claim Your Youth member, an IRS Form 1099-MISC will be prepared.)

Mail Essays To:

Family Security Administration Office
Attention: Scholarships
2204 Family Security Place, Decatur, AL 35603

E-mail Essays To: 
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