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Personal

Debit Cards

Shop confidently online—fast, secure, and stress-free with your debit card.

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Loans

Credit Cards

Turn everyday spending into exclusive rewards—earn points, cashback, and perks with every swipe.

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FSCU Investment Services

Retirement, wealth, security—get expert investment guidance tailored for you.

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Business

Business Credit Cards

Every expense adds value—boost your business with rewards and financial flexibility.

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Services & Tools

Digital Spending with Google Pay & Apple Pay

Upgrade your spending—secure contactless payments, anytime, anywhere.

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About Us

CU Cares in the Classroom

Empowering Alabama educators—funding your ideas, shaping the future. Apply today!

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Checking and Savings Solutions for Your Business

Family Security Credit Union understands your business’ banking needs. That’s why we offer our “Business Edge” line of exceptional products and services.

 

Business Share Savings

A Primary Share Account is required for membership. Dividends are paid on a monthly basis.

  • $25.00 minimum balance
  • Member voting rights

View our current rates.

Savings Rates

Share and Club Rates
AmountDividend RateAPY
$25.00 or more 0.45 0.45

 

Youth Account Share Rates (17 Years and Under)
AmountDividend RateAPY
$25.00 or more 0.45 0.45

 

IRA Share Rates
AmountDividend RateAPY
$25.00 or more 2.35 2.38

 

Daily Action Rates
AmountDividend RateAPY
$0.00 - $1999.99 0.00 0.00
$2000.00 - $ 4,999.99 1.75 1.76
$5,000.00 - $49,999.99 1.75 1.76
$50,000.00 - $99,999.99 2.05 2.07
$100,000.00 or more 2.35 2.38

 

Coverdell Education Share Rates
AmountDividend RateAPY
$25.00 or more 2.35 2.38

All Rates as of October 1, 2025. Rates are subject to change at any time without notice. APY - Annual Percentage Yield. Maintenance or activity fees could reduce the earnings on the account. Penalties may be imposed for early withdrawal. Please review our Truth in Savings Disclosure for more information.

 

Health Savings Account Rates
AmountDividend RateAPY
$25.00 or more 2.35 2.38

All Rates as of October 1, 2025. Rates are subject to change at any time without notice. APY - Annual Percentage Yield. Maintenance or activity fees could reduce the earnings on the account. Penalties may be imposed for early withdrawal. Please review our Truth in Savings Disclosure for more information.

 

Visit a branch location near you to open an account today.

FIND A BRANCH

 

Business Checking

Easily keep track of business expenses and simplify tax reporting with Business Checking.

  • $10.00 monthly fee (no fee for non-profit 501c3 organizations)
  • No minimum balance required
  • VISA debit card with ATM access and Verified by VISA protection
  • Unlimited check writing
  • No per item fees
  • No fee for large deposits
  • Night depository service available at some branch locations
  • 24/7 online access
  • View/print cleared checks through online banking
  • Reorder checks online
  • Bill pay
  • Overdraft protection/privilege

Visit a branch location near you to open an account today.

FIND A BRANCH

 

Business Daily Action

This business checking account earns monthly dividends, provided the balance remains at or above the minimum balance of $2,000.

  • Unlimited in-branch transactions
  • Up to six preauthorized or check withdrawals per month 

View our current rates.

Visit a branch location near you to open an account today.

FIND A BRANCH

Savings Rates

Share and Club Rates
AmountDividend RateAPY
$25.00 or more 0.45 0.45

Youth Account Share Rates (17 Years and Under)
AmountDividend RateAPY
$25.00 or more 0.45 0.45

IRA Share Rates
AmountDividend RateAPY
$25.00 or more 2.35 2.38

Daily Action Rates
AmountDividend RateAPY
$0.00 - $1999.99 0.00 0.00
$2000.00 - $ 4,999.99 1.75 1.76
$5,000.00 - $49,999.99 1.75 1.76
$50,000.00 - $99,999.99 2.05 2.07
$100,000.00 or more 2.35 2.38

Coverdell Education Share Rates
AmountDividend RateAPY
$25.00 or more 2.35 2.38

All Rates as of October 1, 2025. Rates are subject to change at any time without notice. APY - Annual Percentage Yield. Maintenance or activity fees could reduce the earnings on the account. Penalties may be imposed for early withdrawal. Please review our Truth in Savings Disclosure for more information.

Health Savings Account Rates
AmountDividend RateAPY
$25.00 or more 2.35 2.38

All Rates as of October 1, 2025. Rates are subject to change at any time without notice. APY - Annual Percentage Yield. Maintenance or activity fees could reduce the earnings on the account. Penalties may be imposed for early withdrawal. Please review our Truth in Savings Disclosure for more information.

 

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