Deposit Rates

Savings Rates

Share and Club Rates

Amount	Dividend Rate	APY
$25.00 or more	0.45	0.45

Youth Account Share Rates (17 Years and Under)

Amount	Dividend Rate	APY
$25.00 or more	0.45	0.45

IRA Share Rates

Amount	Dividend Rate	APY
$25.00 or more	2.35	2.38

Daily Action Rates

Coverdell Education Share Rates

Amount	Dividend Rate	APY
$25.00 or more	2.35	2.38
All Rates as of October 1, 2025. Rates are subject to change at any time without notice. APY - Annual Percentage Yield. Maintenance or activity fees could reduce the earnings on the account. Penalties may be imposed for early withdrawal. Please review our Truth in Savings Disclosure for more information.

Health Savings Account Rates

Amount	Dividend Rate	APY
$25.00 or more	2.35	2.38
All Rates as of October 1, 2025. Rates are subject to change at any time without notice. APY - Annual Percentage Yield. Maintenance or activity fees could reduce the earnings on the account. Penalties may be imposed for early withdrawal. Please review our Truth in Savings Disclosure for more information.

Certificate Rates

Term	Dividend Rate	APY
6 Month Certificate ($1,000 minimum)	3.40	3.45
6 Month Jumbo Certificate ($50,000 minimum)	3.45	3.51
6 Month Super Jumbo Certificate ($100,000 minimum)	3.50	3.56
1 Year Certificate ($1,000 minimum)	3.45	3.51
1 Year Jumbo Certificate ($50,000 minimum)	3.50	3.56
1 Year Super Jumbo Certificate ($100,000 minimum)	3.55	3.61
2 Year Certificate ($1,000 minimum)	2.80	2.84
2 Year Jumbo Certificate ($50,000 minimum)	2.85	2.89
2 Year Super Jumbo Certificate ($100,000 minimum)	2.90	2.94
3 Year Certificate ($1,000 minimum)	2.65	2.68
3 Year Jumbo Certificate ($50,000 minimum)	2.70	2.73
3 Year Super Jumbo Certificate ($100,000 minimum)	2.75	2.78
4 Year Certificate ($1,000 minimum)	2.75	2.78
4 Year Jumbo Certificate ($50,000 minimum)	2.80	2.84
4 Year Super Jumbo Certificate ($100,000 minimum)	2.85	2.89
5 Year Certificate ($1,000 minimum)	2.85	2.89
5 Year Jumbo Certificate ($50,000 minimum)	2.90	2.94
5 Year Super Jumbo Certificate ($100,000 minimum)	2.95	2.99
All Rates as of October 31, 2025. Rates are subject to change at any time without notice. APY - Annual Percentage Yield. Maintenance or activity fees could reduce the earnings on the account. Penalties may be imposed for early withdrawal. Please review our Truth in Savings Disclosure for more information.

Coverdell Education Savings Account Rates

Term	Dividend Rate	APY
1 Year Certificate	3.45	3.51
2 Year Certificate	2.80	2.84
3 Year Certificate	2.65	2.68
4 Year Certificate	2.75	2.78
5 Year Certificate	2.85	2.89
All Rates as of October 1, 2025. Rates are subject to change at any time without notice. APY - Annual Percentage Yield. Maintenance or activity fees could reduce the earnings on the account. Penalties may be imposed for early withdrawal. Please review our Truth in Savings Disclosure for more information.

Traditional IRA Rates

Term	Dividend Rate	APY
1 YR Traditional IRA Certificate	3.45	3.51
1 YR Traditional Jumbo IRA Certificate	3.50	3.56
1 YR Traditional Super Jumbo IRA Certificate	3.55	3.51
2 YR Traditional IRA Certificate	2.80	2.84
2 YR Traditional Jumbo IRA Certificate	2.85	2.89
2 YR Traditional Super Jumbo IRA Certificate	2.90	2.94
3 YR Traditional IRA Certificate	2.65	2.68
3 YR Traditional Jumbo IRA Certificate	2.70	2.73
3 YR Traditional Super Jumbo IRA Certificate	2.75	2.78
4 YR Traditional IRA Certificate	2.75	2.75
4 YR Traditional Jumbo IRA Certificate	2.80	2.84
4 YR Traditional Super Jumbo IRA Certificate	2.85	2.89
5 YR Traditional IRA Certificate	2.85	2.89
5 YR Traditional Jumbo IRA Certificate	2.90	2.94
5 YR Traditional Super Jumbo IRA Certificate	2.95	2.99
All Rates as of October 31, 2025. Rates are subject to change at any time without notice. APY - Annual Percentage Yield. Maintenance or activity fees could reduce the earnings on the account. Penalties may be imposed for early withdrawal. Please review our Truth in Savings Disclosure for more information.

Roth IRA Rates

Term	Dividend Rate	APY
1 YR Roth Certificate	3.45	3.51
1 YR Roth Jumbo Certificate	3.50	3.56
1 YR Roth Super Jumbo Certificate	3.55	3.61
2 YR Roth Certificate	2.80	2.84
2 YR Roth Jumbo Certificate	2.85	2.89
2 YR Roth Super Jumbo Certificate	2.90	2.94
3 YR Roth Certificate	2.65	2.68
3 YR Roth Jumbo Certificate	2.70	2.73
3 YR Roth Super Jumbo Certificate	2.75	2.78
4 YR Roth Certificate	2.75	2.778
4 YR Roth Jumbo Certificate	2.80	2.84
4 YR Roth Super Jumbo Certificate	2.85	2.89
5 YR Roth Certificate	2.85	2.89
5 YR Roth Jumbo Certificate	2.90	2.94
5 YR Roth Super Jumbo Certificate	2.95	2.99
All Rates as of October 31, 2025. Rates are subject to change at any time without notice. APY - Annual Percentage Yield. Maintenance or activity fees could reduce the earnings on the account. Penalties may be imposed for early withdrawal. Please review our Truth in Savings Disclosure for more information.