Personal Savings Tailored to Your Needs
Perhaps you want to start saving for college. Maybe you have your eye on a new vehicle. Or perhaps you’d like to put some funds away for a dream vacation.
No matter what your savings goals, Family Security Credit Union has the savings account to help you build your funds.
Primary Share Savings Account
This is the core Family Security Credit Union savings account that members receive with membership.
- Dividends paid monthly
- Requires a $25 minimum balance
- Member voting rights
Visit a branch location near you to open an account today.
Daily Action Savings Account
Earn interest on the money placed in your account.
- No monthly service fee
- $2,000.00 minimum balance to earn dividends
- Unlimited in-branch transactions
- Up to six preauthorized or check withdrawals per month
Visit a branch location near you to open an account today.
Club Savings Account
The perfect way to save for a dream vacation or to have funds available for holiday purchases. Earn dividends as you would with a Primary Share Savings Account.
- No minimum balance
- $25.00 minimum balance to earn dividends
- Make deposits and withdrawals anytime
- No penalties
Visit a branch location near you to open an account today.
Coverdell Education Savings Account
Designed to help parents and students save for educational expenses. Total contributions for the account beneficiary cannot exceed $2,000 per year, no matter how many accounts you establish. A beneficiary is a person under age 18 or a person with special needs.
- Contributions are not deductible
- Amounts deposited in the account grow tax free until distributed
- The beneficiary will not owe tax on the distributions if they are less than a beneficiary’s qualified education expenses (This benefit applies to qualified higher education expenses as well as to qualified elementary and secondary education expenses.)
Visit a branch location near you to open an account today.
Health Savings Account
A Heath Savings Account (HSA) is a great way to accumulate savings to pay for qualified health care expenses.
- Contributions made by or on behalf of the HSA owner (excluding employer contributions) are tax deductible by the HSA owner on Federal and some state tax returns
- The earnings in an HSA are tax-deferred until withdrawn
- There is no "use it or lose it" provision like with flexible spending accounts (FSAs)
- An eligible individual is a person covered under a qualifying high deductible health plan on the first day of the month, or one who is generally not covered by any other health plan that is a non-HDHP
Visit a branch location near you to open an account today.
| Amount | Dividend Rate | APY |
|---|---|---|
| $25.00 or more | 0.45 | 0.45 |
| Amount | Dividend Rate | APY |
|---|---|---|
| $25.00 or more | 0.45 | 0.45 |
| Amount | Dividend Rate | APY |
|---|---|---|
| $25.00 or more | 2.35 | 2.38 |
| Amount | Dividend Rate | APY |
|---|---|---|
| $0.00 - $1999.99 | 0.00 | 0.00 |
| $2000.00 - $ 4,999.99 | 1.75 | 1.76 |
| $5,000.00 - $49,999.99 | 1.75 | 1.76 |
| $50,000.00 - $99,999.99 | 2.05 | 2.07 |
| $100,000.00 or more | 2.35 | 2.38 |
| Amount | Dividend Rate | APY |
|---|---|---|
| $25.00 or more | 2.35 | 2.38 |
All Rates as of October 1, 2025. Rates are subject to change at any time without notice. APY - Annual Percentage Yield. Maintenance or activity fees could reduce the earnings on the account. Penalties may be imposed for early withdrawal. Please review our Truth in Savings Disclosure for more information. | ||
| Amount | Dividend Rate | APY |
|---|---|---|
| $25.00 or more | 2.35 | 2.38 |
All Rates as of October 1, 2025. Rates are subject to change at any time without notice. APY - Annual Percentage Yield. Maintenance or activity fees could reduce the earnings on the account. Penalties may be imposed for early withdrawal. Please review our Truth in Savings Disclosure for more information. | ||