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Personal

Debit Cards

Shop confidently online—fast, secure, and stress-free with your debit card.

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Loans

Credit Cards

Turn everyday spending into exclusive rewards—earn points, cashback, and perks with every swipe.

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FSCU Investment Services

Retirement, wealth, security—get expert investment guidance tailored for you.

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Business

Business Credit Cards

Every expense adds value—boost your business with rewards and financial flexibility.

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Services & Tools

Digital Spending with Google Pay & Apple Pay

Upgrade your spending—secure contactless payments, anytime, anywhere.

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About Us

CU Cares in the Classroom

Empowering Alabama educators—funding your ideas, shaping the future. Apply today!

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Choose the Card that Meets Your Needs

Whether you want exceptional purchasing power, rewards for purchases, or to begin building a credit history, Family Security Credit Union has a Visa card for you.

No matter which card you choose, each one features low rates, no annual fees, and a 25-day grace period on purchases. You’ll also have 24/7 phone support (at 800-239-5515) and easy online access.

Family Security Credit Union also cares about credit card security. Enroll in Visa Purchase Alerts to monitor your account activity.

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Visa Platinum

  • Rates as low as 12.90% APR
  • Lowest available annual percentage rate
  • No rewards

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Visa Platinum Plus Rewards

Receive all the benefits of the Visa Platinum card while earning points for great merchandise or travel. Convert your points to rewards through the CURewards® Mobile App, which can be downloaded from your mobile app store, or on the CURewards® website.

  • Rates as low as 14.90% APR
  • Merchandise/travel rewards
    • Earn points for purchases
    • Gift cards and brand-name merchandise
    • Airline travel award

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Visa Signature® Cash Rewards

Get a great rate with a range of travel and lifestyle benefits.

  • Rates as low as 16.90% APR
  • 1% cash back on all purchases
  • Travel accident insurance
  • Trip cancellation/trip interruption
  • Travel and Emergency Assistance services
  • Purchase security
  • VISA Signature Rewards
  • Credit limits starting at $5,000

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Student Visa Card

This is the perfect card for high school students who want to begin building a credit history. Every applicant receives counseling on the credit process and responsible credit usage.

  • Rates as low as 12.90% APR
  • Credit limits starting at $300
  • No rewards
  • Co-signer required for under age applicants

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For a detailed description of all the benefits that come with each card, please see our Credit Card Benefits Guide.

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Visa Platinum

  • Roadside Dispatch®
  • Identity Theft Protection
  • Dovly Uplift™
  • Shipt
  • Sofar Sounds

 

Visa Platinum Plus Rewards

  • Roadside Dispatch®
  • Identity Theft Protection
  • Dovly Uplift™
  • Shipt
  • Sofar Sounds
  • CU Rewards

 

Visa Signature® Cash Rewards

  • Roadside Dispatch®
  • Travel Emergency Assistance
  • Identity Theft Protection
  • Dovly Uplift™
  • Visa Luxury Hotel Collection
  • Shipt
  • Skillshare
  • Sofar Sounds
  • Rental Car (Audi on Demand)
  • Golf Benefits (Troon)
  • Sonoma County Vintners
  • Visa Signature Concierge

 

 

Add Your Card to Your Mobile Wallet

If you’re awaiting delivery of your new, physical Visa card, you can begin using a virtual version right away by adding it to your Mobile Wallet.

Simply open your FSCU mobile app and tap the “Add to wallet” button. Once you add your card, it’s ready for digital payments and secure transactions at points of sale.

Credit Card Rates

VISA
NameRate
VISA Platinum Rates as low as 12.90% APR
VISA Platinum Plus Rates as low as 14.90% APR
VISA Signature ($5000.00 Minimum) Rates as low as 16.90% APR
VISA Platinum Business Rates as low as 12.90% APR
VISA Student Rates as low as 12.90% APR

All Rates as of November 4, 2025. Rates are subject to change at any time without notice. APR - Annual Percentage Rate. Subject to credit approval. Rates are based on an evaluation of credit history.

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