fscu logo

credit card header


Our credit cards feature low interest rates, no annual fees, and a 25-day grace period on purchases. With three types of cards to choose from, you can earn points toward valuable rewards or get cash back on purchases.  With each card members have 24/7 telephone support (800-239-5515) and advanced online capabilities.  Choose the card that's right for you!

Waiting on Your Card in the Mail?

Before your current credit card expires, you can add it to your mobile wallet before your new, physical card arrives. Maintain purchasing power without missing a beat!

Simply access your FSCU Cards app on your mobile device and tap the “Add to wallet” button. Once added, your card is ready for digital payments and seamless, safe, contactless checkout at points of sale while you wait for your physical card to arrive.

VISA Platinum

  • Rates as low as 14.15% APR*
  • Lowest available annual percentage rate
  • No rewards

VISA Platinum Plus Rewards

  • Rates as low as 16.15% APR*
  • CURewards Mobile App
  • Merchandise/travel rewards
    • Earn Points for Purchases
    • Gift Cards and Brand-Name
    • Merchandise
    • Airline Award Travel


VISA Signature Cash Rewards

  • Rates as low as 18.00% APR*
  • 1% cash back on all purchases
  • Travel accident insurance
  • Trip cancellation/trip interruption
  • Travel and Emergency Assistance Services
  • Purchase security
  • VISA Signature Rewards
  • Credit limits starting at $5,000.00

Student VISA Card

The Student Platinum VISA Card is designed to help the recent high school graduate start building their credit. Each applicant is counseled on the credit process and the importance of responsible use.

  • Rates as low as 14.15% APR*
  • Credit limits starting at $300
  • No rewards
  • Co-signer required for under age applicants

 * APR-Annual Percentage Rate. Rates are subject to change. All loans are subject to credit approval. Membership is required.


Benefit  Visa Platinium Visa Platinum Plus Rewards Visa Signature
Roadside Dispatch® ü ü ü
Travel Emergency Assistance Service      ü
Identity Theft Protection  ü  ü  ü
Dovly Uplift™  ü  ü  ü
Visa Luxury Hotel Collection - Visa      ü
Shipt  ü  ü  ü
Skillshare      ü
Sofar Sounds  ü  ü  ü
Rental Car (Audi on Demand)      ü
Golf Benefits (Troon)      ü
Sonoma County Vintners      ü
Visa Signature Concierge      ü
CU Rewards    ü  

 View and print the Credit Card Benefits Guide with detailed descriptions of benefits.

View our current rates.
Go to FSCU@HOME to access your current VISA Account.

Enroll in Visa Purchase Alerts here.

VISA Credit Card Agreement and Printable Application


vbm blugrad01